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Machinery damage insurance

We secure the future of your HUDDIG

Our machinery damage and electronics insurance is now included on all new machines. This means that your machine is covered for unforeseen damage from within, for five years or 5000 hours, whichever comes first.

The insurance in brief:

  • The insurance is compulsory on all new Huddig machines, starting in 2024.
  • The insurance can be taken out for machines ordered but not yet delivered from the factory.
  • The insurance covers internal damage that is unforeseen and affects the functioning of the vehicle.
  • The insurance is valid in Sweden and also covers factory-fitted equipment.
  • Any damage is repaired with original parts by our authorized service provider.

Machinery and electronics insurance

The insurance applies to internal damage that is unforeseen and affects the functioning of the vehicle. Mechanical breakdown insurance covers critical components such as the engine, exhaust system, turbo/charging system, cooling system, gearbox, brakes, steering, hydraulics and more. Electronics insurance covers factory-installed safety and electronic systems, communication systems, electronic comfort functions, headlights, hybrid technology, i.e. fitted at the Huddig factory.

The insurance does not apply to vehicles equipped or used with components and/or software that deviate from the vehicle's serial design, such as trimming with components not approved by the general agent or manufacturer. It also does not cover damage caused by wear and tear, improper use, insufficient maintenance or improper repair measures, unapproved modifications, theft, fire, accidents, deliberate damage, transport-related events and damage by animals.

The excess stated in the insurance certificate applies to each claim.

The insurance covers the following components:

Machinery damage insurance
  Applies to the following components with the exception of
A Engine, including control components/engine software  
B Manifold silencers and exhaust pipes
C Turbo/charging system with control system, and intercooler  
D Exhaust gas cleaning systems silencers and exhaust pipes
E Engine, transmission and cabin cooling systems (cabin cooling system is replaceable even if it does not affect the functioning of the vehicle).  
F Starter motor and generator  
G Fuel system pipes, filters and fuel tank
H Gearbox/power transmission, including control electronics power take-off (PTO) shaft, lamellar lining and consequential damage thereto.
I Braking systems, including servo, steering and control systems. linings and brake discs and consequential damage.
J Control device steering columns, steering column ends, suspension components and rims.
K Hydraulic systems, including pump(s) and control systems.  

Electronics insurance
  Applies to the following components with the exception of
A Factory-fitted safety and electronic systems including control electronics  
B Factory-fitted electronic communication and information systems  
C Electronic comfort systems (e.g. reversing camera including sensors, power seats or keyless system)  
D Factory-fitted headlamps and control systems including sensors glass and lamp
E Combination instrument  
F Hybrid technology, hybrid battery, battery for propulsion including control electronics leased battery

Terms and conditions

Supplier insurance for machinery and electronics damage applies to HUDDIG and the vehicle specified in the insurance certificate in Sweden. The insurance is valid for 5 years or 5000 working hours. The insurance applies to internal damage that is unforeseen and affects the functioning of the vehicle.

For full terms and conditions from Länsförsäkringar, download the following document.

Regulations

The terms of the insurance include specific regulations. The policyholder is requested to follow the manufacturer's specifications, proper maintenance and use of recommended oils and fuels. Maintenance service must be carried out by authorized service personnel and only the oils recommended by the manufacturer and the fuels approved by the manufacturer may be used. Service operations must be documented in a service book (or equivalent) and shown in the event of damage. If the regulations are not followed, the compensation in the event of damage may be reduced or not paid at all.

Valuation and remuneration rules

Compensation is paid up to the amount corresponding to the damage, valued using the CABAS calculation system and in accordance with the documented provisions of the terms and conditions of the insurance. The Company has the right to decide whether to repair the vehicle, to replace it with an equivalent vehicle or to pay the damage in cash.

Länsförsäkringar does not pay

a) the cost of improving or modifying the vehicle in connection with the repair of damage

(b) any depreciation after repair due to damage

c) additional cost due to overtime repair work or due to spare parts being transported by means other than the usual means of transport, unless the company has specifically approved the additional cost

(d) for VAT if the policyholder is subject to VAT accounting.

Towing/home transportation of vehicles

In the event of compensable mechanical and electronic damage, reasonable salvage costs from the site of the damage to a designated workshop are covered. Reasonable costs for repatriation after repairs are also covered. Compensation is only paid after the vehicle has been salvaged in connection with compensable damage.

Age deduction

Age deductions on replaced parts are made depending on the number of hours of use of the vehicle at the time of the damage or on the age of the vehicle. The table below shows the amount of the deduction as a percentage of the value of the parts. Please note that the policyholder's insurance certificate shows how many hours the insurance applies to.

Age deduction
Hours Age Tractors and other motorized equipment
0-500 - 0%
501-1000 0-24 months 0%
1001-1500 - 15%
1501-2000 25-36 months 20%
2001-2500 - 25%
2501-3000 37-48 months 30%
3001-3500 - 35%
3501-4000 49-60 months 40%
4001-4500 - 45%
4501-5000 - 50%

Deductible

The excess stated in the insurance certificate applies to each claim.

Claims for damages

Damage must be reported immediately by the machine owner to Länsförsäkringar by telephone or e-mail.

Information on reporting and settling claims.

Full terms and conditions

Download the full insurance conditions.

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